"
Who's afraid of the big bad banks, the big bad banks, the big bad banks..." Before we get to the issue of who's afraid of the big bad banks, first let's clarify what a bank even is. A bank is an institution that allows you to borrow and deposit money, in it's simplest sense. The difference between a local small bank and a big bank (or corporate bank) is first off the size or amount of those banks across the world, second is how much money they receive from the federal reserve (or other organization used to bail out the banks depending where you are in the world.), and third is what their "connections" are. To be labeled as a big bank first off you have a profit of billions of dollars all made off of interest of the money you lend out, second you have to lend out WAY more money then you actually have in your vaults and rely on others to bail you out when people rush on the bank to withdraw their money (which at this point is no longer there), and finally to basically create money out of thin air and be willing to use underhanded techniques to get what you want.
The term "like stealing candy from a baby" is one we all know but probably wouldn't carry out, big banks take this saying and turn it into bank practice. In this analogy we are the babies and not our money, but basically our life is the candy, but they have us so entranced we don't realize we're being robbed! When we need money we head to the bank to ask for a loan, this loan has attached interest on it so we have to pay not only what we borrowed but a lot extra. We make the payments in small monthly amounts so we don't think much about it, but as time goes on we might need more loans for other things as these loans stack up we're sucked into a seemingly endless vacuum. The cycle continues, paying our loans not having enough money getting loans to pay our loans, all because we need money. This poses the question "what is money?" in the paradigm we live in it's a necessary element of our lives.
